Is this a record?  Forget spotting Creme Eggs before Christmas, I have seen a reference to Christmas 2013 already.  OK, it was quite sensible, being for a building society advertising a saving plan to start putting things aside for Christmas now.  

Given that I am normally someone who does plan, I wonder why Christmas does evoke such feelings of 'not yet' about it.  Is it because it feels more like the turn of a year than New Year does?  Or is it because of the fact we are supposed to have such a good time, we feel don't want to let anyone down by seeming less than ecstatic at the time, regardless of the consequences.  I saw a report that the number of divorces and bankruptcies jump in January - not a Happy New Year...

The December advertisements were still up, slightly weather-beaten, their gaudiness in contrast to the weather and her mood.  The meeting with the bank was this afternoon.